Strengthening BPRS Institutions: Theory And Practice

In Indonesia’s ever-changing financial landscape, the Sharia People’s Financing Bank (BPRS) is present as a fundamental pillar that buffers the pulse of the grassroots economy. This book thoroughly explores the foundation, performance, and dynamics of its transformation from the dominance of the Murabahah contract, the rapid growth of assets, to its real contribution to the empowerment of MSMEs and financial inclusion in rural areas. Discover an in-depth analysis of how BPRS not only survives but thrives during fierce competition and digital disruption. Looking ahead, this book not only stops at the diagnosis, but also offers a clear roadmap. It predicts collaboration opportunities with sharia fintech and prospects in the digital economy era. this book is a must-read for academics, practitioners, regulators, and anyone concerned about an inclusive and sustainable future of Islamic finance in Indonesia.